Secure. Quick. Low rates.
Our payment gateway, NTPnow, has processed millions of dollars of transactions over the last 13 years, for hundreds of our clients. Today, it has come to characterize interNet Transaction Processing for scores of merchants. The simple reason is its surpassing the 3-level litmus test for a high-quality Payment Gateway, as per needs cited by our long-term clients.
Secure & Zero-risk transactions
with PCI compliance, Encryption & Fraud control.
- NTPNow Gateway is fully compliant with (and exceeds!) the security initiatives put forward by the major credit card providers, including the (LOGOS) Visa Cardholder Information Security Program (CISP), MasterCard Site Data Protection (SDP), and Discover Information Security and Compliance (DISC).
- We utilize industry-leading 128-bit Secure Sockets Layer (SSL) protocol for conducting the most-secure transactions over internet.
- Advanced Risk management through Encrypted Credit card data.
-All Critical data is stored in our PCI-compliant data center & on our Firewall protected servers, to protect against unauthorized use.
- Certified Hacker Safe by Scan Alert
- Integrated Fraud Prevention technology including:
- Address Verification (AVS) which compares the customer's delivery address with the address on file at the card-issuing bank, and
- CVV2 check - the three-digit security code verification.
- Our Fraud Auto-Void System catches fraudulent transactions and voids them without you having to log into your account and do this manually saving you time and chargeback headaches.
- Multi-layer Password Protection for extra security.
- Eliminates 3rd-party gateway needs - for added security & customer confidence.
Quick & Efficient fund settlements
- Receive Payments Quickly - Your funds are automatically deposited into your merchant bank account within days.
- "Recurring Billing" ("Subscriptions") to:
- Reduce Costs & Improve Billing efficiency - by eliminating the costs & efforts involved in manual billing, without any additional transaction fee.
- Enhance Customer Loyalty - by providing flexible billing plan to your customers using credit card or eChecks. NTPNow will bill them automatically on chosen intervals: weekly, bi-monthly, monthly, etc
- Automated notifications - manage your subscriptions with e-mail notifications of upcoming credit card and/or subscription expirations.
Low & Flexible rates

- No Annual fees, No locked contract, no hidden service fee
- Free Fraud Prevention, Free Customer support, Free Integration
- Straight forward Discount rate - 2.15% + $0.35
Other Exclusive benefits:

- Certified Shopping carts
- Includes all-in-one Merchant Accounts & leading Payment processors
- Integrated Range of leading Processors
-Elavon; Cynergydata, etc
- Dedicated expert support over Live chat, toll-free Phone and email
-No automated IVRs
-No charges for Phone support - Low-rates of upto 2.15%
-Industry average of 2.9%
-Application fees & set-up fees included
Ideal For:
- retail merchants who use their PC as a virtual terminal with a card reader,
- an ecommerce merchant with a custom or off-the-shelf shopping cart,
- a point of sale system user,
- an online donation platform,
- non-profit organizations
Manual Payments. Simpler. Efficent.
NTPnow provides a secure channel, through its Virtual Terminal, to manually process Credit cards & eChecks. The Virtual terminal is a secure website which can be accessed from any computer with an Internet connection and Web browser - without any need to download or install any software.
Payment transactions get immediately submitted for authorization and processing every day.
- It is one of the best solutions for merchants to manually enter credit card and electronic check transactions for their mail order/telephone order (MOTO) sales.
- Simply log-in to our Payment Gateway site and enter your customer's information. Most Authorizations take less than 5 seconds.
- Separate forms for consumer cards and business cards to minimize non-qualified surcharges
- Credit & Void transactions easily by using our advanced searching capability. Then clicking one button to issue the credit or void.
- The Virtual Terminal interface also provides option for Batch Upload (to submit multiple transactions in a single file) to upload credit card and eCheck transaction data from enterprise applications or other file-based systems.
- Daily batch notification sent by email so you get your sales for the day all sent to an email address that you choose.
Quick Add-on Feature view of Virtual terminal
- Manage Transactions online - Submit, review, or void your transactions online. Manually enter payments or issue refunds with the Virtual Terminal interface, Generate and download reports on settled, declined, and returned transactions.
- Manage Your Account online - Set the way your transactions are handled, including security settings and transaction responses.
- Review Online Activities - Keep track of your online transaction history based on your own criteria. View your NTPnow billing statement and payment history.
Ideal For:
- retail merchants who use their PC as a virtual terminal with a card reader,
- a point of sale system user,
Free with NTPnow.
Thank you so much for your interest in our services, particularly this area.
We offer this service as an integral part of our service portfolio.
If you are looking for detailed information, feel free to email us, Chat online with us or
call us toll-free. 
We will be updating the details of our latest offering for this area very soon.